'Buy early and review the sum insured regularly.'
'Combining individual or family policies with corporate cover, along with top-ups and wellness programmes, can help maintain strong health protection throughout life.'
Zero depreciation cover ensures that the insurer pays the full replacement cost of parts such as bumpers, headlamps, side mirrors, and plastic fittings.
Those who have long retirement horizons of 15 to 20 years and seek higher long-term returns may opt for MSF. Investors nearing retirement (under 10 years) or those with low risk tolerance should stay away.
Every 1 per cent per annum of investment costs is a matter of life or death, points out Avinash Luthria.
Investors can meet cash needs without selling their securities.
Passive funds appeal to investors seeking to avoid the risk of underperformance by the fund manager and minimise the need for frequent chopping and changing of funds.
Quoting an incorrect PAN during property registration can invite penalties and prosecution.
'It takes time and the experience of a few market cycles to develop awareness about one's true risk appetite.'
"Be very kind to yourself. Start with small things. If you really want to do it, nothing is going to stop you." Mumbai based, 26-year-old Aayushi Tailor shares her weight loss journey in a candid chat with Rediff's Rishika Shah.
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point
West Bengal's ruling Trinamool Congress on Thursday suspended its Bharatpur MLA Humayun Kabir, who had triggered a storm with the proposal to build 'Babri Masjid' in Murshidabad district.
Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.
Investors having a moderate-risk profile can use these funds in their retirement portfolios.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
rediffGURU Chocko Valliappa offers crucial career advice to engineering aspirants.
A deepening payment paralysis in Telangana's liquor industry is beginning to choke manufacturing units and strain supplies, employment, and the broader investment landscape, industry bodies have warned, as unpaid dues accumulate to levels they describe as "unprecedented" and "severe".
'Do exhaustive research and then select the one that best fits your budget and requirements.'
Take control of your finances in 2025! Follow these five secrets to saving money.
The over-concerned species that we parents are, New Year is a great time to ensure that we leave our children with something to learn by, says Murad Nathani
In an age where personal data is a valuable commodity, investing in cyber insurance is not just a prudent choice; it is becoming a necessity for individuals and families alike, says T A Ramalingam.
Make children realise that money is earned through hard work and used to buy necessary things.
In a pump and dump operation, fraudsters artificially inflate the price of a stock by spreading misleading or false information, creating a frenzy among unsuspecting retail investors.
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
Do not panic on receiving a notice. Verify if your work falls under professions notified in Section 44AA(1).
Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.
Ranchi police arrested five gangsters, including a woman, and seized Pakistan-made pistols. The gang is linked to Koylanchal Shanti Sena (KSS) and Prince Khan, with connections to arms smuggling from Pakistan via drones.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
'Maintain a balanced approach with a preference for short-to medium-duration funds.'
'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'
When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
Issuers have allotted nearly four times as much to mutual funds (MFs) as they have to insurance companies in recent quarters. MFs invested Rs 21,976 crore as anchor investors in initial public offerings (IPOs) on a trailing four-quarter basis, according to data from Prime Database.
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